REQUEST TO DEPOSIT HOLDERS : ALL DEPOSITHOLDERS SUBMIT FORM15G OR FORM15H AS QUICK AS POSSIBLE.
உறுப்பினர்கள் தாங்கள் செலுத்த வேண்டிய கடன் தொகை & வட்டி தொகை போன்றவை அருகில் உள்ள இந்தியன் ஓவர்சீஸ் வங்கியில் SHENOY NAGAR SASWATHA NIDHI LIMITED ,A/c No. 000502000001588 என்ற கணக்கில் பணம் செலுத்தி எங்களுக்கு உடனேதெரிவிக்கவும் அவ்வாறு தெரிவித்தால் அந்த தொகை நீங்கள் தெரிவிக்கும் உங்கள் கடன் கணக்கில் வரவு வைக்கப்படும் கண்டிப்பாக உடனே தெரிவிக்கவும் மேலும் மற்ற வங்கியில் நீங்கள் கணக்கு வைத்திருந்தால் உங்கள் நெட்பாங்கில்( Net Bank ) இருந்து பணத்தை எங்கள் வங்கி கணக்குக்கு மாற்றம் செய்து எங்களுக்கு தெரிவிக்கவும் எங்கள் வங்கியின் கணக்கு விவரம்
SHENOY NAGAR SASWATHA NIDHI LIMITED, ACCOUNT NO. 000502000001588 INDIAN OVERSEAS BANK , IFSC CODE IOBA000005, AMINJIKARAI BRANCH, CHENNAI 600031
OUR NIDHI’S FORTY FIFTH ANNUAL GENERAL MEETING HELD ON 25TH SEP 2025 AT OUR REGISTERED OFFICE AT 10.00 AM all SHAREHOLDERS request to ATTENDED THE MEETING AND PASS ALL THE RESOLUTIONS .
THANK YOU FOR SHAREHOLDERS
LAKSHMIPATHI R , MANAGER, SHENOY NAGAR SASWATHA NIDHI LTD
| SNSNIDHI LOAN ON HOUSE PROPERTY |
| a. Loans are given on the mortgage of landed house properties/Flats situated within the city limits of Chennai |
| b. Loans are given on the basis of valuation subject to a maximum of 50% of the value arrived y the appraiser and again subject to repaying capacity and legal opinion |
| c. Tenure of the loans vary from 36 months ,60 Months & 84 months. Borrowers have a choice of choosing any tenure based on their repaying capacity |
| d. Interest on loans are at 15% p.a for all schemes |
| e. Borrowers are required to pay estimation fees as may be decided by the Board from time to time |
| 2. SNSNIDHI LOAN ON GOLD ORNAMENTS |
| a. Loans on gold ornaments/gold coins etc are given subject to a maximum of Rs.7.50 lakhs per borrower |
| b. Interest on gold loans are fixed at 13.20% p.a. for fresh loans and interest will be calculated 15days basis |
| c. Loan on gold ornaments are given at the rate of Rs.6500/- per gram. or at such rate as the management may decide from time to time |
| d. The maximum tenure of the gold loan is 12 months after which the loan has to be repaid/renewed as per the regulations of the Ministry of Corporate Affairs |
| e. Borrower has the option of redeeming jewels item by item |
| 3. SNSNIDHI LOAN ON DEPOSITS WITH THE COMPANY |
| a. Loan on deposits are sanctioned by the Company subject to a maximum of 75% of the deposit amount |
| b. The tenure of the deposit loan shall not exceed the remaining tenure of the deposit period |
| c. The interest on loans on deposits will be 3% more than the rate of interest availed on the Fixed , Cumulatieve and Recurring deposits |
OUR SHENOY NAGAR SASWATHA NIDHI LIST OF HOLIDAYS FOR 2024
| Name of the Days | Date | Months | Year | ||
| 1 | New year | Wednesday | 1st | January | 2025 |
| 2 | Pongal | Tuesday | 14th | Janauary | 2025 |
| 3 | Thiruvalluvar Day | Wednesday | 15th | January | 2025 |
| 4 | Uzhavar Thirunal | Thursday | 16th | January | 2025 |
| 5 | Republic Day | Sunday | 26th | January | 2025 |
| 6 | Telugu New Year Day | Sunday | 30th | March | 2025 |
| 7 | Tamil New Year | Monday | 14th | April | 2025 |
| 8 | May Day | Thursday | 1st | May | 2025 |
| 9 | Independence Day | Friday | 15th | August | 2025 |
| 10 | Vinayagar Chathurthi | Wednesday | 27th | August | 2025 |
| 11 | Ayudhapooja | Wednesday | 1st | October | 2025 |
| 12 | Gandhi Jayanthi | Thursday | 2nd | October | 2025 |
| 13 | Deepawali | Monday | 20th | Octoberr | 2025 |
| 14 | Christmas | Thursday | 25th | December | 2025 |
31st Jan,28th Feb & 31st Oct 2025 happens to be a Friday and so it shall be a full working day